.pt-module--editorial-content{--pt-navy:var(--pt-theme-navy,#101426);--pt-red:var(--pt-theme-red,#c91f35);--pt-light:var(--pt-theme-light,#f0f1f3);background:var(--pt-light);color:#1a2547;container:pt-block/inline-size;font:16px/1.65 Inter,Arial,Helvetica,sans-serif;margin:0;padding:var(--pt-pad-top,80px) var(--pt-pad-right,0) var(--pt-pad-bottom,80px) var(--pt-pad-left,0)}.pt-module--editorial-content,.pt-module--editorial-content *,.pt-module--editorial-content :after,.pt-module--editorial-content :before{box-sizing:border-box}.pt-module--editorial-content .pt-container{margin:auto;max-width:1280px;width:calc(100% - 160px)}.pt-module--editorial-content h2{font-size:var(--pt-size-title,44px);letter-spacing:-.045em;line-height:1.13;margin:0 0 28px}.pt-module--editorial-content h3{font-size:var(--pt-size-subtitle,26px);letter-spacing:-.035em;line-height:1.2;margin:0 0 18px}.pt-module--editorial-content p{margin:0 0 22px}.pt-module--editorial-content img{display:block;height:auto;max-width:100%}.pt-module--editorial-content a{color:inherit}.pt-module--editorial-content button,.pt-module--editorial-content input,.pt-module--editorial-content select{font:inherit}.pt-module--editorial-content :focus-visible{outline:3px solid #5ca9ff;outline-offset:4px}.pt-module--editorial-content .pt-btn{align-items:center;background:var(--pt-red);border:0;border-radius:6px;color:#fff;cursor:pointer;display:inline-flex;font-size:var(--pt-size-button,14px);font-weight:700;gap:16px;justify-content:center;padding:16px 24px;text-decoration:none;transition:background-color .2s ease,color .2s ease}.pt-module--editorial-content .pt-btn:hover{background:#a7192c}.pt-module--editorial-content .pt-btn--white{background:#fff;color:#1a2547}.pt-module--editorial-content .pt-btn--white:hover{background:#1a2547;color:#fff}.pt-module--editorial-content .pt-heading{margin-bottom:48px;text-align:center}.pt-module--editorial-content .pt-heading h2:after{background:var(--pt-red);content:"";display:block;height:2px;margin:22px auto;width:80px}.pt-module--editorial-content .pt-eyebrow{color:var(--pt-red);font-size:var(--pt-size-eyebrow,12px);font-weight:700;text-transform:uppercase}@media (max-width:1000px){.pt-module--editorial-content .pt-container{width:calc(100% - 64px)}.pt-module--editorial-content h2{font-size:var(--pt-size-title,36px)}}@media (max-width:640px){.pt-module--editorial-content{padding:var(--pt-pad-top,52px) var(--pt-pad-right,0) var(--pt-pad-bottom,52px) var(--pt-pad-left,0)}.pt-module--editorial-content .pt-container{width:calc(100% - 40px)}.pt-module--editorial-content h2{font-size:var(--pt-size-title,32px)}.pt-module--editorial-content h3{font-size:var(--pt-size-subtitle,24px)}}@container pt-block (max-width:640px){.pt-module--editorial-content .pt-container{width:calc(100% - 40px)}.pt-module--editorial-content h2{font-size:var(--pt-size-title,32px)}}.pt-module--editorial-content .pt-editorial-grid{max-width:850px}.pt-module--editorial-content.has-toc .pt-editorial-grid{align-items:start;display:grid;gap:70px;grid-template-columns:300px minmax(0,1fr);max-width:1280px}.pt-module--editorial-content .pt-toc{background:#fff;border-radius:9px;box-shadow:0 6px 30px #10142610;padding:28px;position:sticky;top:110px}.pt-module--editorial-content .pt-toc ol{list-style:decimal-leading-zero;margin:0;padding-left:22px}.pt-module--editorial-content .pt-toc li{font-size:var(--pt-size-body,14px);padding:6px 0}.pt-module--editorial-content .pt-toc a{text-decoration:none;transition:color .2s ease}.pt-module--editorial-content .pt-toc a.is-current,.pt-module--editorial-content .pt-toc a:hover{color:var(--pt-red)}.pt-module--editorial-content .pt-editorial-main{min-width:0}.pt-module--editorial-content .pt-editorial-summary{background:var(--pt-navy);border-radius:9px;color:#fff;margin-bottom:55px;padding:32px}.pt-module--editorial-content .pt-editorial-section{margin-bottom:65px;scroll-margin-top:115px}.pt-module--editorial-content .pt-editorial-section>.pt-eyebrow:before{background:var(--pt-red);content:"";display:inline-block;height:1px;margin-right:15px;vertical-align:middle;width:60px}.pt-module--editorial-content .pt-prose{overflow-wrap:anywhere;overflow-x:auto}.pt-module--editorial-content .pt-prose table{border-collapse:collapse;font-size:var(--pt-size-body,14px);margin:25px 0;width:100%}.pt-module--editorial-content .pt-prose th{background:#1a2547;color:#fff;font-weight:600;text-align:left}.pt-module--editorial-content .pt-prose td,.pt-module--editorial-content .pt-prose th{border-bottom:1px solid #dfe2e8;padding:18px;vertical-align:top}.pt-module--editorial-content .pt-prose td{background:#fff}.pt-module--editorial-content .pt-editorial-cards{display:grid;gap:16px;margin:28px 0}.pt-module--editorial-content .pt-editorial-cards.layout-grid{gap:20px;grid-template-columns:repeat(3,minmax(0,1fr))}.pt-module--editorial-content .pt-editorial-cards article{background:#fff;border-radius:9px;box-shadow:0 3px 3px #10142610;padding:25px}.pt-module--editorial-content .pt-editorial-cards.layout-stack article{display:flex;gap:25px}.pt-module--editorial-content .pt-card-number{color:var(--pt-red);display:block;font-size:var(--pt-size-number,32px);font-weight:700;margin-bottom:18px}.pt-module--editorial-content .pt-editorial-cards h3{font-size:var(--pt-size-card_title,23px)}.pt-module--editorial-content .pt-editorial-cards p{font-size:var(--pt-size-card_body,14px);margin:0}.pt-module--editorial-content figure{margin:35px 0}.pt-module--editorial-content figure img{border-radius:9px;width:100%}.pt-module--editorial-content figcaption{font-size:var(--pt-size-detail,13px);margin-top:12px}.pt-module--editorial-content .pt-editorial-callout{align-items:center;background:linear-gradient(110deg,#101426,#30394b);border-radius:8px;color:#fff;display:flex;gap:30px;justify-content:space-between;margin-top:35px;padding:28px}.pt-module--editorial-content .pt-editorial-callout h3{font-size:var(--pt-size-subtitle,23px)}.pt-module--editorial-content .pt-editorial-callout p{font-size:var(--pt-size-body,14px);margin:0}.pt-module--editorial-content .pt-editorial-callout .pt-btn{flex-shrink:0;font-size:var(--pt-size-button,12px)}.pt-module--editorial-content .pt-question{background:#fff;border-radius:6px;box-shadow:0 3px 3px #10142609;margin:12px 0}.pt-module--editorial-content summary{align-items:center;cursor:pointer;display:flex;font-size:var(--pt-size-body,17px);font-weight:700;gap:20px;justify-content:space-between;list-style:none;padding:22px}.pt-module--editorial-content summary::-webkit-details-marker{display:none}.pt-module--editorial-content .pt-accordion-content{display:flow-root}.pt-module--editorial-content .pt-answer-copy{font-size:var(--pt-size-card_body,15px);margin:0;padding:10px 25px 28px}.pt-module--editorial-content .pt-plus{flex-shrink:0;height:14px;position:relative;width:14px}.pt-module--editorial-content .pt-plus:after,.pt-module--editorial-content .pt-plus:before{background:currentColor;content:"";height:1px;left:0;position:absolute;top:6px;width:14px}.pt-module--editorial-content .pt-plus:after{transform:rotate(90deg);transition:transform .24s ease}.pt-module--editorial-content [data-pt-expanded=true] .pt-plus:after{transform:rotate(0)}@media (max-width:950px){.pt-module--editorial-content.has-toc .pt-editorial-grid{gap:35px;grid-template-columns:220px minmax(0,1fr)}.pt-module--editorial-content .pt-editorial-callout{align-items:flex-start;flex-direction:column}}@media (max-width:700px){.pt-module--editorial-content.has-toc .pt-editorial-grid{display:block}.pt-module--editorial-content .pt-toc{margin-bottom:35px;position:static}.pt-module--editorial-content .pt-editorial-cards.layout-grid{grid-template-columns:1fr}}@container pt-block (max-width:700px){.pt-module--editorial-content.has-toc .pt-editorial-grid{display:block}.pt-module--editorial-content .pt-toc{margin-bottom:35px;position:static}.pt-module--editorial-content .pt-editorial-cards.layout-grid{grid-template-columns:1fr}.pt-module--editorial-content .pt-editorial-callout{align-items:flex-start;flex-direction:column}}.pt-module--editorial-content .pt-editorial-callout{isolation:isolate;overflow:hidden;position:relative}.pt-module--editorial-content .pt-callout-image{height:100%;inset:0;object-fit:cover;position:absolute;width:100%;z-index:-1}.pt-module--editorial-content .pt-editorial-callout.no-description{justify-content:center}.pt-module--editorial-content .pt-editorial-callout.no-description>div{flex:1;text-align:center}.pt-module--editorial-content .pt-editorial-callout.no-description h3{margin:0}.pt-module--editorial-content .pt-section-action{margin-top:28px}.pt-module--editorial-content .pt-prose table{min-width:520px}.pt-module--editorial-content .pt-editorial-questions-heading,.pt-module--editorial-content .pt-prose h2{font-size:var(--pt-size-title,44px)}@media (max-width:1000px){.pt-module--editorial-content .pt-editorial-questions-heading,.pt-module--editorial-content .pt-prose h2{font-size:var(--pt-size-title,36px)}}@media (max-width:640px){.pt-module--editorial-content .pt-editorial-questions-heading,.pt-module--editorial-content .pt-prose h2{font-size:var(--pt-size-title,32px)}}.pt-module--editorial-content .pt-native-post-body img{height:auto;max-width:100%}.pt-module--editorial-content .pt-native-post-body h2{margin-top:48px}.pt-module--editorial-content .pt-native-post-body h3{margin-top:35px}.pt-module--editorial-content .pt-native-post-body>:first-child{margin-top:0}.pt-module--editorial-content{--pt-size-body:var(--pt-size-body-desktop);--pt-size-button:var(--pt-size-button-desktop);--pt-size-card_body:var(--pt-size-card_body-desktop);--pt-size-card_title:var(--pt-size-card_title-desktop);--pt-size-detail:var(--pt-size-detail-desktop);--pt-size-eyebrow:var(--pt-size-eyebrow-desktop);--pt-size-number:var(--pt-size-number-desktop);--pt-size-subtitle:var(--pt-size-subtitle-desktop);--pt-size-title:var(--pt-size-title-desktop);--pt-pad-top:var(--pt-pad-top-desktop);--pt-pad-right:var(--pt-pad-right-desktop);--pt-pad-bottom:var(--pt-pad-bottom-desktop);--pt-pad-left:var(--pt-pad-left-desktop)}@media (min-width:641px) and (max-width:1000px){.pt-module--editorial-content{--pt-size-body:var(--pt-size-body-tablet);--pt-size-button:var(--pt-size-button-tablet);--pt-size-card_body:var(--pt-size-card_body-tablet);--pt-size-card_title:var(--pt-size-card_title-tablet);--pt-size-detail:var(--pt-size-detail-tablet);--pt-size-eyebrow:var(--pt-size-eyebrow-tablet);--pt-size-number:var(--pt-size-number-tablet);--pt-size-subtitle:var(--pt-size-subtitle-tablet);--pt-size-title:var(--pt-size-title-tablet);--pt-pad-top:var(--pt-pad-top-tablet);--pt-pad-right:var(--pt-pad-right-tablet);--pt-pad-bottom:var(--pt-pad-bottom-tablet);--pt-pad-left:var(--pt-pad-left-tablet)}}@media (max-width:640px){.pt-module--editorial-content{--pt-size-body:var(--pt-size-body-mobile);--pt-size-button:var(--pt-size-button-mobile);--pt-size-card_body:var(--pt-size-card_body-mobile);--pt-size-card_title:var(--pt-size-card_title-mobile);--pt-size-detail:var(--pt-size-detail-mobile);--pt-size-eyebrow:var(--pt-size-eyebrow-mobile);--pt-size-number:var(--pt-size-number-mobile);--pt-size-subtitle:var(--pt-size-subtitle-mobile);--pt-size-title:var(--pt-size-title-mobile);--pt-pad-top:var(--pt-pad-top-mobile);--pt-pad-right:var(--pt-pad-right-mobile);--pt-pad-bottom:var(--pt-pad-bottom-mobile);--pt-pad-left:var(--pt-pad-left-mobile)}}.pt-module--editorial-content{font-size:var(--pt-size-body,16px)}@media (min-width:641px){.pt-module--editorial-content.pt-device-mobile{display:none!important}}@media (max-width:640px){.pt-module--editorial-content.pt-device-desktop{display:none!important}.pt-module--editorial-content.pt-module--editorial-content.pt-mobile-titles-left h1,.pt-module--editorial-content.pt-module--editorial-content.pt-mobile-titles-left h2,.pt-module--editorial-content.pt-module--editorial-content.pt-mobile-titles-left h3{margin-left:0;margin-right:auto;text-align:left}.pt-module--editorial-content.pt-module--editorial-content.pt-mobile-buttons-left .hs-button,.pt-module--editorial-content.pt-module--editorial-content.pt-mobile-buttons-left .pt-btn,.pt-module--editorial-content.pt-module--editorial-content.pt-mobile-buttons-left .pt-intro-button,.pt-module--editorial-content.pt-module--editorial-content.pt-mobile-buttons-left input[type=submit]{align-self:flex-start;display:flex;margin-left:0;margin-right:auto;max-width:100%;width:fit-content}.pt-module--editorial-content.pt-module--editorial-content.pt-mobile-lines-left .pt-editorial-section>.pt-eyebrow:before,.pt-module--editorial-content.pt-module--editorial-content.pt-mobile-lines-left 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.pt-toc-close{float:right;position:sticky;top:0}.pt-module--editorial-content .pt-toc li{padding:10px 0}}.pt-module--editorial-content .pt-comparison-table table{border-collapse:separate;border-radius:5px;border-spacing:0;overflow:hidden}.pt-module--editorial-content .pt-comparison-table table tr:first-child>*{background:#192a58;color:#fff;font-weight:700}.pt-module--editorial-content .pt-comparison-table table tr:not(:first-child)>:first-child{color:#192a58;font-weight:700}@media (max-width:640px){.pt-module--editorial-content .pt-toc-toggle{bottom:max(16px,env(safe-area-inset-bottom));margin:0;position:fixed;right:max(16px,env(safe-area-inset-right));top:auto;z-index:999}.pt-module--editorial-content.pt-module--editorial-content h1{font-size:var(--pt-size-title-mobile,32px)}}.pt-module--editorial-content .pt-toc a,.pt-module--editorial-content .pt-toc li{font-weight:500}.pt-module--editorial-content .pt-toc li::marker{content:counter(list-item,decimal-leading-zero) "  ";font-weight:500}.pt-module--editorial-content .pt-rich-copy{overflow-wrap:anywhere}.pt-module--editorial-content .pt-rich-copy>:last-child{margin-bottom:0}